:root{--navy:#12294a;--navy-2:#0c1c33;--navy-3:#1b3a63;--gold:#c3a869;--gold-l:#e6d6a8;--ink:#16181d;--muted:#5b6472;--line:#dfe3ea;--bg-2:#f5f6f8;--green:#1e7a4b;--red:#b3261e}
*{box-sizing:border-box}
body{margin:0;font-family:"Open Sans",Arial,sans-serif;color:var(--ink);background:#fff;font-size:15px;line-height:1.55}
h1,h2,h3,h4{font-family:"Bona Nova",Georgia,serif;font-weight:700;line-height:1.18}
a{color:var(--navy);text-decoration:none}
svg{display:block}
button{font:inherit;cursor:pointer;border-radius:2px}
input,select,textarea{font:inherit;border-radius:2px}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.hidden{display:none!important}
.topbar{background:var(--navy-2);color:#c9d3e0;font-size:12px}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;height:34px}
.topbar a{color:#c9d3e0;margin-left:18px}
.site-head{background:#fff;border-bottom:3px solid var(--gold)}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;height:92px;gap:24px}
.brand{display:flex;align-items:center;gap:14px}
.brand svg{width:52px;height:52px;flex:0 0 52px}
.brand-txt{font-family:"Bona Nova",Georgia,serif;line-height:1.05}
.brand-txt b{display:block;font-size:19px;letter-spacing:.14em;color:var(--navy)}
.brand-txt span{display:block;font-size:13px;letter-spacing:.28em;color:var(--muted)}
.nav{display:flex;gap:26px;font-size:13.5px;font-weight:600;text-transform:uppercase}
.nav a{color:var(--navy);padding:6px 0;border-bottom:2px solid transparent}
.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--navy);color:#fff;border:1px solid var(--navy);padding:12px 22px;font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase}
.btn.gold{background:var(--gold);border-color:var(--gold);color:var(--navy-2)}
.btn.ghost{background:transparent;color:var(--navy);border-color:var(--line)}
.btn.sm{padding:8px 14px;font-size:11.5px}
.btn.danger{background:var(--red);border-color:var(--red)}
.hero{background:var(--navy);color:#fff}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center;padding-top:64px;padding-bottom:64px}
.kicker{display:inline-block;font-size:11.5px;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);border:1px solid rgba(195,168,105,.5);padding:6px 12px;margin-bottom:22px}
.hero h1{font-size:52px;margin:0 0 18px;color:#fff}
.hero p.lead{font-size:17px;color:#c6d0de;max-width:520px;margin:0 0 30px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.hero-note{margin-top:26px;font-size:12.5px;color:#94a3b8;display:flex;gap:8px;align-items:center}
.card-mock{background:linear-gradient(160deg,#1b3a63,#0c1c33);border:1px solid rgba(195,168,105,.55);padding:26px;box-shadow:0 24px 50px rgba(0,0,0,.35)}
.card-mock .cm-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:30px}
.card-mock .cm-top b{font-family:"Bona Nova",serif;letter-spacing:.2em;font-size:14px;color:var(--gold)}
.card-mock .chip{width:34px;height:25px;border:1px solid rgba(195,168,105,.6);border-radius:3px;background:repeating-linear-gradient(90deg,rgba(195,168,105,.35) 0 1px,transparent 1px 6px)}
.card-mock .lbl{font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:#8ea0b8}
.card-mock .iban{font-family:ui-monospace,Consolas,monospace;font-size:14.5px;color:#e8eef7;margin:6px 0 20px}
.card-mock .bal{font-family:"Bona Nova",serif;font-size:30px;color:var(--gold-l)}
.card-mock .cm-bot{display:flex;justify-content:space-between;font-size:11px;color:#8ea0b8;margin-top:22px;letter-spacing:.08em}
section{padding:64px 0}
section.alt{background:var(--bg-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sec-head{max-width:720px;margin-bottom:38px}
.sec-head h2{font-size:34px;color:var(--navy);margin:0 0 12px}
.sec-head p{color:var(--muted);margin:0}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.tile{background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);padding:26px}
.tile .num{font-family:"Bona Nova",serif;font-size:13px;color:var(--gold);letter-spacing:.2em;margin-bottom:14px}
.tile h3{font-size:19px;margin:0 0 10px;color:var(--navy)}
.tile p{margin:0;font-size:14px;color:var(--muted)}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.step{position:relative;padding-top:20px;border-top:1px solid var(--line)}
.step:before{counter-increment:s;content:counter(s);position:absolute;top:-15px;left:0;background:var(--navy);color:var(--gold);width:30px;height:30px;display:grid;place-items:center;font-family:"Bona Nova",serif;font-size:14px}
.step h4{font-size:16px;margin:0 0 8px;color:var(--navy)}
.step p{font-size:13.5px;color:var(--muted);margin:0}
.alert{display:flex;gap:16px;border:1px solid var(--line);border-left:4px solid var(--gold);padding:20px 22px}
.alert svg{flex:0 0 26px;color:var(--navy)}
.alert h4{margin:0 0 6px;font-size:16px;color:var(--navy)}
.alert p{margin:0;font-size:13.5px;color:var(--muted)}
footer{background:var(--navy-2);color:#9fadbf;font-size:13px;padding:46px 0 26px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}
footer h5{font-family:"Bona Nova",serif;color:#fff;font-size:14px;letter-spacing:.1em;text-transform:uppercase;margin:0 0 14px}
footer a{color:#9fadbf;display:block;padding:4px 0}
.foot-legal{border-top:1px solid #22334d;margin-top:32px;padding-top:18px;font-size:11.5px;color:#71809a;line-height:1.7}
.foot-legal b{color:#93a2b8}
.login-wrap{display:grid;grid-template-columns:.9fr 1.1fr;min-height:calc(100vh - 129px)}
.login-aside{background:var(--navy);color:#fff;padding:56px 44px}
.login-aside h2{font-size:32px;margin:34px 0 14px}
.login-aside p{color:#c6d0de;font-size:14.5px}
.login-aside ul{list-style:none;padding:0;margin:26px 0 0}
.login-aside li{padding:10px 0 10px 26px;position:relative;font-size:13.5px;color:#b9c5d4;border-top:1px solid rgba(255,255,255,.1)}
.login-aside li:before{content:"";position:absolute;left:0;top:17px;width:10px;height:10px;border:1px solid var(--gold)}
.login-main{padding:52px 44px;display:flex;justify-content:center}
.login-box{width:100%;max-width:430px}
.login-box h1{font-size:29px;color:var(--navy);margin:0 0 6px}
.login-box .sub{color:var(--muted);font-size:14px;margin:0 0 26px}
.tabs{display:flex;border-bottom:1px solid var(--line);margin-bottom:24px}
.tabs button{background:none;border:0;border-bottom:3px solid transparent;padding:12px 16px;font-size:13px;font-weight:700;color:var(--muted);text-transform:uppercase}
.tabs button.on{color:var(--navy);border-bottom-color:var(--gold)}
label.fl{display:block;font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--navy);margin:18px 0 7px}
input.fi,select.fi,textarea.fi{width:100%;padding:13px 14px;border:1px solid #c9d0da;background:#fff;font-size:15px}
input.fi:focus,select.fi:focus,textarea.fi:focus{outline:0;border-color:var(--navy);box-shadow:0 0 0 3px rgba(18,41,74,.09)}
.pw-wrap{position:relative}
.pw-wrap .eye{position:absolute;right:10px;top:50%;transform:translateY(-50%);background:none;border:0;color:var(--muted);padding:6px;font-size:11px;text-transform:uppercase;font-weight:700}
.row-between{display:flex;justify-content:space-between;align-items:center;margin-top:16px;font-size:13px}
.msg{font-size:13.5px;padding:11px 13px;margin-top:16px;border-left:3px solid var(--red);background:#fdf1f0;color:#8d1f18;display:none}
.msg.show{display:block}
.demo-box{margin-top:28px;border:1px dashed #c9d0da;background:var(--bg-2);padding:14px 16px;font-size:12.5px;color:var(--muted)}
.demo-box .cred{font-family:ui-monospace,monospace;color:var(--ink);display:block;margin-top:4px}
.app-head{background:var(--navy);color:#fff;border-bottom:3px solid var(--gold)}
.app-head .wrap{display:flex;align-items:center;justify-content:space-between;height:70px}
.app-head .brand svg{width:40px;height:40px}
.app-head .brand-txt b{color:#fff;font-size:15px}
.app-head .brand-txt span{color:#93a2b8;font-size:11px}
.app-user{display:flex;align-items:center;gap:18px;font-size:12.5px;color:#c3cddb}
.app-user b{color:#fff}
.timer{font-family:ui-monospace,monospace;border:1px solid rgba(255,255,255,.25);padding:5px 9px;color:var(--gold-l)}
.panel{display:grid;grid-template-columns:250px 1fr;min-height:calc(100vh - 73px)}
.side{background:var(--bg-2);border-right:1px solid var(--line);padding:24px 0}
.side .who{padding:0 22px 20px;border-bottom:1px solid var(--line);margin-bottom:14px}
.side .who span{font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.side .who b{display:block;font-size:14.5px;color:var(--navy);margin-top:3px}
.side a{display:block;padding:11px 22px;font-size:13.5px;color:#3c4654;border-left:3px solid transparent}
.side a.on{background:#fff;border-left-color:var(--gold);color:var(--navy);font-weight:700}
.side .sep{height:1px;background:var(--line);margin:14px 22px}
.main{padding:32px 36px 60px;max-width:1000px}
.crumb{font-size:12px;color:var(--muted);margin-bottom:14px}
.crumb b{color:var(--navy)}
.main h1{font-size:28px;color:var(--navy);margin:0 0 6px}
.main .lead{color:var(--muted);margin:0 0 26px;font-size:14px}
.acc-card{background:linear-gradient(160deg,#1b3a63,#0c1c33);color:#fff;padding:26px 28px;border:1px solid rgba(195,168,105,.5)}
.acc-card .lbl{font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:#8ea0b8}
.acc-card .iban{font-family:ui-monospace,monospace;font-size:16px;letter-spacing:.07em;margin:8px 0 20px;color:#eef3f9}
.acc-card .balrow{display:flex;align-items:flex-end;gap:34px;flex-wrap:wrap}
.acc-card .bal{font-family:"Bona Nova",serif;font-size:36px;color:var(--gold-l);line-height:1}
.acc-card .sub-bal{font-size:13px;color:#9fb0c6}
.acc-card .sub-bal b{display:block;font-family:"Bona Nova",serif;font-size:19px;color:#fff;margin-top:4px}
.mini-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);margin-top:22px}
.mini-stats div{background:#fff;padding:16px 18px}
.mini-stats span{font-size:11px;text-transform:uppercase;letter-spacing:.1em;color:var(--muted)}
.mini-stats b{display:block;font-size:15px;color:var(--navy);margin-top:4px}
.quick{display:flex;gap:10px;flex-wrap:wrap;margin:22px 0 30px}
.panel-card{background:#fff;border:1px solid var(--line);margin-bottom:24px}
.panel-card .pc-head{padding:15px 20px;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;align-items:center;gap:12px;background:var(--bg-2)}
.panel-card .pc-head h3{margin:0;font-size:15px;color:var(--navy)}
.panel-card .pc-body{padding:20px}
table.tbl{width:100%;border-collapse:collapse;font-size:13.5px}
table.tbl th{text-align:left;font-size:11px;letter-spacing:.09em;text-transform:uppercase;color:var(--muted);padding:10px 12px;border-bottom:1px solid var(--line);background:#fbfbfc;font-weight:700}
table.tbl td{padding:12px;border-bottom:1px solid #eef0f4;vertical-align:top}
.amt{font-variant-numeric:tabular-nums;font-weight:700;white-space:nowrap}
.amt.in{color:var(--green)}
.tag{display:inline-block;font-size:10.5px;letter-spacing:.07em;text-transform:uppercase;padding:3px 7px;border:1px solid var(--line);color:var(--muted);background:#fafbfc}
.tag.ok{border-color:#bfe0cd;background:#effaf3;color:#155f3b}
.tag.wait{border-color:#e7d9b6;background:#fdf8ec;color:#8a6c1f}
.tag.blk{border-color:#efc9c6;background:#fdf1f0;color:#8d1f18}
.empty{padding:34px;text-align:center;color:var(--muted);font-size:13.5px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-grid .full{grid-column:1/-1}
.hintline{font-size:12px;color:var(--muted);margin-top:6px}
.admin-head{background:var(--navy-2);color:#fff;border-bottom:3px solid var(--gold)}
.admin-head .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.admin-badge{font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--navy-2);background:var(--gold);padding:4px 9px;font-weight:700}
.admin-main{padding:30px 0 70px;background:var(--bg-2);min-height:calc(100vh - 67px)}
.kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-bottom:26px}
.kpi{background:#fff;border:1px solid var(--line);border-top:3px solid var(--navy);padding:16px 18px}
.kpi span{font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.kpi b{display:block;font-family:"Bona Nova",serif;font-size:22px;color:var(--navy);margin-top:6px}
.admin-grid{display:grid;grid-template-columns:380px 1fr;gap:22px;align-items:start}
.modal-bg{position:fixed;inset:0;background:rgba(9,17,29,.6);display:none;align-items:flex-start;justify-content:center;padding:40px 16px;z-index:80;overflow:auto}
.modal-bg.show{display:flex}
.modal{background:#fff;max-width:660px;width:100%;border-top:4px solid var(--gold)}
.modal .m-head{display:flex;justify-content:space-between;align-items:center;padding:16px 20px;border-bottom:1px solid var(--line)}
.modal .m-head h3{margin:0;font-size:16px;color:var(--navy)}
.modal .m-body{padding:20px}
.modal .m-foot{padding:14px 20px;border-top:1px solid var(--line);display:flex;gap:10px;justify-content:flex-end;background:var(--bg-2)}
.toast{position:fixed;right:20px;bottom:20px;background:var(--navy);color:#fff;padding:13px 18px;font-size:13.5px;border-left:3px solid var(--gold);box-shadow:0 14px 30px rgba(0,0,0,.25);transform:translateY(140%);transition:.28s;z-index:99;max-width:340px}
.toast.show{transform:translateY(0)}
.cookie{position:fixed;left:0;right:0;bottom:0;background:#fff;border-top:1px solid var(--line);box-shadow:0 -8px 24px rgba(0,0,0,.08);z-index:70}
.cookie .wrap{display:flex;gap:20px;align-items:center;justify-content:space-between;padding:16px 24px;font-size:13px}
.cookie p{margin:0;color:var(--muted);max-width:820px}
#errbox{position:fixed;top:0;left:0;right:0;background:#b3261e;color:#fff;font:12px/1.5 monospace;padding:10px 14px;z-index:200;display:none}
@media(max-width:980px){
.hero .wrap{grid-template-columns:1fr;gap:36px;padding:44px 24px}
.hero h1{font-size:38px}
.grid3,.steps,.form-grid{grid-template-columns:1fr}
.login-wrap{grid-template-columns:1fr}
.login-aside{padding:36px 24px}
.login-main{padding:34px 24px}
.panel{grid-template-columns:1fr}
.side{display:flex;overflow-x:auto;border-right:0;border-bottom:1px solid var(--line);padding:0}
.side .who,.side .sep{display:none}
.side a{border-left:0;border-bottom:3px solid transparent;white-space:nowrap;padding:13px 16px}
.main{padding:24px 18px 50px}
.nav,.topbar{display:none}
.site-head .wrap{height:auto;padding:14px 18px;flex-wrap:wrap}
.admin-grid,.kpis,.mini-stats{grid-template-columns:1fr}
.foot-grid{grid-template-columns:1fr 1fr}
.acc-card .bal{font-size:28px}
.cookie .wrap{flex-direction:column;align-items:stretch;gap:10px}
}
.burger{display:none;background:var(--navy);color:#fff;border:1px solid var(--navy);padding:10px 13px;font-size:16px;line-height:1}
.mmenu{background:#fff;border-bottom:3px solid var(--gold);box-shadow:0 12px 24px rgba(0,0,0,.12)}
.mmenu a{display:block;padding:15px 20px;border-bottom:1px solid var(--line);font-size:14px;font-weight:600;text-transform:uppercase;letter-spacing:.04em}
.mmenu a:last-child{background:var(--navy);color:#fff;border:0;text-align:center}
@media(max-width:980px){
body{overflow-x:hidden}
.burger{display:inline-block}
.site-head .wrap{height:auto;padding:12px 16px;gap:12px}
.site-head .btn{display:none}
.brand svg{width:40px;height:40px;flex:0 0 40px}
.brand-txt b{font-size:15px}
.brand-txt span{font-size:11px;letter-spacing:.2em}
.wrap{padding:0 16px}
.hero .wrap{padding:34px 16px;gap:26px}
.hero h1{font-size:31px}
.hero p.lead{font-size:15px;margin-bottom:22px}
.hero-actions{flex-direction:column}
.hero-actions .btn{width:100%}
.card-mock{padding:20px}
.card-mock .iban{font-size:12.5px}
.card-mock .bal{font-size:25px}
section{padding:38px 0}
.sec-head{margin-bottom:24px}
.sec-head h2{font-size:24px}
.tile,.alert{padding:18px}
.btn{padding:14px 20px;font-size:12.5px}
.btn.sm{padding:11px 13px;font-size:11.5px}
input.fi,select.fi,textarea.fi{padding:15px 14px;font-size:16px}
.login-aside{display:none}
.login-main{padding:24px 16px 40px}
.login-box h1{font-size:24px}
.panel-card .pc-body{padding:16px}
.panel-card .pc-head{padding:13px 16px;flex-wrap:wrap}
table.tbl{display:block;overflow-x:auto;white-space:nowrap;font-size:12.5px}
.main h1{font-size:22px}
.main{padding:20px 16px 44px}
.app-head .wrap{padding:0 14px}
.app-user span:first-child{display:none}
.acc-card{padding:20px}
.acc-card .iban{font-size:13px}
.acc-card .balrow{gap:20px}
.modal-bg{padding:14px 8px}
.toast{left:14px;right:14px;bottom:14px;max-width:none}
.cookie .wrap{padding:14px 16px}
.foot-grid{grid-template-columns:1fr;gap:20px}
footer{padding:32px 0 20px}
}
@media(max-width:980px){
html,body{max-width:100%;overflow-x:hidden}
#app,.panel,.main,.main>*{max-width:100%}
.panel{display:block;min-height:auto}
.app-head .wrap{height:auto;flex-wrap:wrap;padding:10px 12px;gap:8px}
.app-head .brand{gap:8px}
.app-head .brand svg{width:32px;height:32px;flex:0 0 32px}
.app-head .brand-txt b{font-size:11.5px;letter-spacing:.06em}
.app-head .brand-txt span{display:none}
.app-user{gap:8px;font-size:11px}
.app-user .btn.sm{padding:9px 11px;font-size:11px}
.side{padding:0;border-bottom:1px solid var(--line)}
.side a{padding:12px 14px;font-size:12.5px}
.main{padding:16px 14px 40px;width:100%;box-sizing:border-box}
.main h1{font-size:21px}
.main .lead{font-size:13px;margin-bottom:18px}
.acc-card{padding:16px}
.acc-card .iban{font-size:12px;word-break:break-word;letter-spacing:.02em}
.acc-card .bal{font-size:24px}
.acc-card .balrow{gap:14px}
.mini-stats{grid-template-columns:1fr}
.mini-stats div{padding:12px 14px}
.quick{gap:8px;margin:16px 0 22px}
.quick .btn{flex:1 1 46%}
.panel-card{margin-bottom:18px}
.panel-card .pc-body{padding:14px}
.panel-card .pc-head{padding:12px 14px}
.form-grid{grid-template-columns:1fr;gap:12px}
table.tbl{display:block;width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch}
.tbl th,.tbl td{padding:9px 10px;font-size:12px}
.card-mock .iban{word-break:break-word}
.modal{max-width:100%}
.modal .m-body{padding:14px}
.modal .m-foot{padding:12px 14px;flex-wrap:wrap}
.kpis{grid-template-columns:1fr 1fr}
.kpi{padding:12px 14px}
.kpi b{font-size:18px}
.admin-main{padding:16px 0 50px}
.admin-head .wrap{height:auto;flex-wrap:wrap;padding:10px 12px;gap:8px}
.admin-head .brand-txt b{font-size:12px}
.admin-head .brand-txt span{display:none}
.admin-grid{grid-template-columns:1fr}
.login-main{padding:20px 14px 40px}
.login-box h1{font-size:23px}
.cookie .wrap{padding:12px 14px}
.toast{left:12px;right:12px;bottom:12px;max-width:none;font-size:12.5px}
}